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There comes a time for most PGA pilots when they want to buy their own personal plane to use on charters. Planes are expensive propositions, but the promise of double payment lures most.
A pilot uses the money they accumulate flying charters to purchase aircraft. A pilot will probably be a Captain or Senior Captain before he or she can afford a personal aircraft.
The first step is to contact the PGA Plane Salesman by email and let him know that you want to buy a plane. Tell him what sort of aircraft you are interested in. Wait for the Plane Salesman to respond. It may take a little while for him to research, especially if you are asking for an unusual aircraft.
Once the Slaesman has sent you the basic information on the plane, you may make an offer. Do this by constructing an argument. The argument must include the following information:
The total amount which you are willing to spend for the aircraft.
The amount of cash you will place as a down payment
The amount of money you are going to have to finance
A payment schedule by quarters (three months)
Any additional information you think will make you look like a favorable loan candidate.
The Plane Salesman will evaluate your argument and determine if you succeed. He will do this by rating your argument in the traditional categories. He will determine if your argument succeeds or fails by rolling the die and comparing that to your argument rating. The VP of operations will email you the results. He will inform you of what he rated your argument and why. He will also tell you what he rolled for pass or failure.
If you succeed you have purchased a plane on the terms of your argument. Make the appropriate notations in your logbook. Make sure you subtract the cash that you paid as the purchase price or as the down payment. Send the information forward with your weekly report to your Supervisor. You may now fly charters appropriate to your purchased aircraft at twice the normal fee without penalizing the Charter Argument.
If you fail all is not lost. Evaluate the information the Salesman sent you. Adjust your argument to increase the odds of your argument succeeding. Reissue the argument with the new terms. The process can be repeated as often as you wish.
Again, do not abuse this privilege in the hopes of getting lucky. I know for a fact that the Plane Salesman is a wicked fellow with a sadistic sense of humor. He will not hesitate in rating anything you send in as Stupid until he thinks you offer enough cash to justify bothering him so much.
The terms of your loan payments will be spelled out to you. You must make the appropriate deduction from your cash when the payment comes due. Usually this will be on the 1st of the month of the 1st month of each quarter. (January, April, July, October) If you do not have the money to pay for the loan, you have fallen behind in your payments. You will have a Trouble Status attached to you.
A Trouble Status means that all arguments that you make (for charters, promotions, other plane purchases etc.) will be reduced one level until the payment is made. It is possible to have more than one Trouble Status attached to you. The effects are cumulative. You are advised not to let this happen to you.
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